FundingPips pays every 14 days at an 80% split on most programs, every 7 days on 2-Step Pro, and on demand at 100% if you meet stricter conditions. The clock starts with your first trade on the Master account, the minimum reward is 1% of your account size, and requests are processed within 1 to 3 working days.
I can speak to this from the receiving end. My first prop account was a $5K FundingPips challenge, and I took two $150 payouts from it, both paid in crypto. It’s a small sum, but it shows the process works on a small account. Below: the rules for each program, what you keep, and what delays a payout.
✓ Fact-checked November 6, 2026: Prices and payout rules checked against the official site and help centre of FundingPips. How we review prop firms.
- First payout: 14 calendar days after your first Master trade (7 on 2-Step Pro), plus 1 to 3 working days of processing.
- Minimum: 1% of account size for crypto and card, but $500 for bank transfer and Rise.
- Split: 80% as standard, 95% on Zero and one Flex option, 100% on demand with extra conditions.
- Fee refund: your challenge fee comes back on your 4th reward, on 2-Step Standard only.
Funding Pips Payout Rules by Program
These cycles come from FundingPips’ trading objectives page, which covers new accounts. Intervals are calendar days, not trading days.
| Program | Cycle | Your split | First request after | Extra conditions |
|---|---|---|---|---|
| 2-Step Standard | Bi-weekly | 80% | 14 days | None beyond the 1% minimum |
| 2-Step Pro | Weekly | 80% | 7 days | None beyond the 1% minimum |
| 2-Step Flex (80% option) | Bi-weekly | 80% | 14 days | None beyond the 1% minimum |
| 2-Step Flex (95% option) | Bi-weekly | 95% | 14 days | 3 profitable days of 0.5%+ in the cycle |
| 1-Step Flex | Bi-weekly | 80% | 14 days | None beyond the 1% minimum |
| Zero (instant) | Bi-weekly | 95% | 14 days | 15% consistency, 7 profitable days, 3% safety net, risk guard |
| Any challenge model | On demand | 100% | When eligible | 35% consistency, 7 profitable days of 0.5%+ |
You set your reward cycle during Master account setup, and the choice is permanent. On 2-Step Flex, you also pick the 80% or 95% split when you buy, and both cost the same. If a reward date passes without a request, the window simply stays open until you ask.
Older guides often show different numbers. FundingPips’ help page for 2-Step Standard still lists a weekly cycle at 60%, while the objectives page shows only bi-weekly and on demand. Check your dashboard if weekly matters to you.
Funding Pips First Payout Time
Passing the evaluation doesn’t start the payout clock. Here’s the order things happen in:
- Pass your phase or phases. There’s no time limit on any evaluation.
- Complete KYC (ID, proof of address and a selfie). FundingPips then reviews your trading history, which takes up to 2 working days.
- Sign the customer agreement. Onboarding takes up to another 2 working days.
- Set your reward cycle and place your first Master trade. This starts the 7 or 14 day timer.
- Request your reward when the timer is up and you meet any extra conditions.
- Wait 1 to 3 working days for processing, plus another 1 to 2 for the money to reach you.
So on a bi-weekly program, allow up to about three weeks from your first Master trade to money in your wallet. Weekends don’t count, so a Friday request finishes by Wednesday. Complete KYC early so it doesn’t hold you up.
Funding Pips Minimum Payout
The minimum reward is 1% of your Master account size, and that figure is before the split. So you need 1% profit to request, but you keep less than 1%:
| Account | Minimum reward (1%) | You keep at 80% | You keep at 95% |
|---|---|---|---|
| $5,000 | $50 | $40 | $48 |
| $10,000 | $100 | $80 | $95 |
| $25,000 | $250 | $200 | $238 |
| $50,000 | $500 | $400 | $475 |
| $100,000 | $1,000 | $800 | $950 |
| $200,000 | $2,000 | $1,600 | $1,900 |
My $150 payouts cleared the $50 minimum on a $5K account easily. But under today’s rules they’d be well short of the $500 needed for a bank transfer or Rise. If you start small, plan on crypto or card.
Funding Pips Payout Methods
| Method | Minimum | What to know |
|---|---|---|
| Crypto | 1% of account size | USDT or USDC. Exchange rates, service and network fees come off the amount. |
| Card | 1% of account size | Visa or Mastercard, selected regions. Standard card rewards usually land 1 to 5 working days after approval. |
| Rise | $500 | Pays out to crypto or bank. Needs Rise’s own KYC, and your Rise email must match your FundingPips email. |
| Bank transfer | $500 | Direct to a local account, selected regions. |
Rewards can only go to accounts in your own name. There are two other options in the request screen: Buy a Challenge pays for a new evaluation straight from your reward, and Tradin Transfer moves it to FundingPips’ sister broker with a 30% credit bonus. That credit only unlocks through cashback on lots you trade, so it isn’t cash in hand.
How to Request a FundingPips Payout
- Close every trade and cancel every pending order.
- Wait at least 15 minutes after your last trade closes.
- Open the Rewards tab and click Request Reward.
- Choose your Master account and the amount.
- Select your method, accept the terms and click Claim My Reward.
Trading is disabled on that account while the reward is processed, so you can lose a day or more of trading each time.
Funding Pips On-Demand Payout Rules
On demand pays a 100% split with no waiting period, and it’s available on all challenge models. To qualify, you need:
- 35% consistency: no single day can be more than 35% of your total profit.
- 7 profitable days of at least 0.5% of your starting balance.
Both counts reset after each processed reward, so you start again each time. Here’s what that means on a $100K account with $4,000 of profit: your biggest day can be no more than $1,400, and you need seven days of $500 or more. Hit both and you keep $4,000, versus $3,200 on the bi-weekly cycle. Test your own days with our consistency rule calculator, or read how the maths works in our prop firm consistency rule guide.
Check this before you choose on demand. FundingPips’ help centre says on-demand accounts sit under a Striking System. A loss of 1% of the account on one trade idea earns a warning. The second warning halves your split, the third drops it to 20%, and the fourth closes the account. Profit from a warned trade idea is also deducted. FundingPips has dropped strikes from its normal challenge rules, and the objectives page doesn’t mention them, so ask support to confirm before you commit.
FundingPips Zero Payout Rules
Zero has no evaluation and a 95% split, but it’s the hardest program to get paid from. All four of these must be true when you request, according to FundingPips’ Zero help page:
- Your biggest winning day is no more than 15% of total profit.
- You’ve had at least 7 days of 0.25%+ profit in the current rolling 30 days.
- The first 3% of profit stays in the account as a safety net and can’t be withdrawn.
- Your largest losing trade is no bigger than your largest winning trade.
On a $100K Zero account with $5,000 of profit, only $2,000 can be requested, which is $1,900 at 95%, and your best day can’t be above $750. Missing these conditions doesn’t breach the account. You just keep trading until you meet them.
What Can Reduce Your Payout
- The news rule: on Standard, Pro and Flex Master accounts, profit from trades opened or closed within 5 minutes of high-impact news on the affected currency is deducted. Trades opened 5+ hours earlier are excluded. On Zero, holding trades through the news window is a hard breach.
- Overnight holds: Master accounts need the roughly 10% Swing add-on to hold overnight or over the weekend. Weekend holds are never allowed on Zero.
The upside is on 2-Step Standard: your 4th reward also refunds the challenge fee you paid. That perk doesn’t apply to any other program. For the bigger picture on the firm, read our FundingPips review or the FundingPips firm profile.
Which FundingPips Payout Setup Should You Pick?
FundingPips — 2-Step Standard $10,000 at $58 with the code: plain bi-weekly payouts at 80%, 10% static max loss and the fee refund on your 4th reward. Trade-off: two phases to pass, and a 14-day wait for each reward.
FundingPips — 2-Step Pro $10,000 at $44 with the code: a reward every 7 days at 80%. Trade-off: only 6% static max loss and a 3% daily loss, so it isn’t one for learning on. If you want a bigger split instead, 2-Step Flex $10,000 at $52 offers 95%, but you need 3 profitable days every cycle.
Comparing payouts across firms? See how the rival schedule works in our Tradeify FX payout guide and the FundingPips vs Tradeify FX comparison, or browse all forex prop firms. Current prices are in our FundingPips discount code guide, and every live deal is on the offers page.
Frequently Asked Questions
How long do Funding Pips payouts take?
FundingPips processes requests within 1 to 3 working days, excluding weekends. Allow another 1 to 2 working days for the money to reach your wallet or bank.
What is the Funding Pips minimum payout?
The minimum reward is 1% of your Master account size before the split, so $50 on a $5K account. Bank transfer and Rise payouts need at least $500.
When can I get my first payout from Funding Pips?
14 calendar days after your first trade on the Master account, or 7 days on 2-Step Pro. On-demand accounts can request once they have 7 profitable days of 0.5%+ and a 35% consistency score.
What payout methods does Funding Pips use?
Crypto (USDT or USDC), card, Rise and bank transfer. Card and bank transfer are limited to selected regions.
Does Funding Pips really pay out?
In my experience, yes: I took two $150 payouts in crypto from a $5K FundingPips account. That’s one small account, so read the rules for your own program, because news and consistency rules can reduce or delay a payout.
Does Funding Pips refund the challenge fee?
Only on 2-Step Standard, where the fee you paid is refunded on your 4th reward. FundingPips excludes 1-Step Flex, 2-Step Pro, 2-Step Flex and Zero.
Ready to work toward your first payout?
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I’ve traded the markets for more than 5 years, and I trade micro index futures (MNQ, MES and MYM) on prop firm accounts. I run InsidePropFirm to help beginners see exactly what they’re buying before they pay for a challenge: the real price after discounts, the rules that fail most traders, and how payouts actually work.
This article is for information and education only and is not financial advice. Trading futures, forex and CFDs carries a high risk of loss. InsidePropFirm may earn a commission when you buy through our links, at no extra cost to you.
