Tradeify FX is the cheaper $100K 2-step and pays full profit with no cap: its Classic 2-Step costs $412 with code INSIDE (45% off), $110 less than FundingPips. FundingPips suits traders who want the easier second phase, a 5% daily loss option and a firm running since 2022: its 2-Step Standard costs $522 with code 17B156E8 on your first purchase.
Both plans use a 10% static max loss, so the differences are price, how the targets are split, daily loss and payouts.
✓ Fact-checked November 6, 2026: Prices, codes and rules checked against the official site and help centre of FundingPips and Tradeify FX. How we review prop firms.
- Cheaper: Tradeify FX, by $110 ($412 vs $522). FundingPips’s code works on your first purchase only; Tradeify FX’s works on every account.
- Easier targets: FundingPips, 8% then 5% ($13,000 in total) vs 5% then 10% ($15,000) at Tradeify FX.
- Daily loss: both start at 3% ($3,000). FundingPips lets you pick 5% ($5,000) if you accept 3 minimum trading days.
- Payouts: Tradeify FX pays full profit every 14 days with no cap. FundingPips pays Up to 100% bi-weekly or on demand, usually within 1 to 3 working days.
Side-by-Side Comparison: $100K 2-Step
| Feature | FundingPips | Tradeify FX |
|---|---|---|
| Plan compared | 2-Step Standard | Classic 2-Step |
| Price after code | $522 (code 17B156E8, 20% off, first purchase) | $412 (code INSIDE, 45% off) |
| Regular price | $652 | $749 |
| Profit targets | 8% / 5% ($8,000 → $5,000) | 5% / 10% ($5,000 → $10,000) |
| Max loss | 10% Static ($90,000 floor) | 10% Static ($90,000 floor) |
| Daily loss limit | 3% ($3,000) or 5% ($5,000) | 3% ($3,000) |
| Minimum trading days | None (3% daily) or 3 (5% daily) | None (30-day inactivity rule) |
| Time limit | Unlimited | None (stay active every 30 days) |
| Consistency rule | None on bi-weekly rewards; 35% score for on-demand | None |
| Profit split | Up to 100% | 80% (90% with add-on; 90% in Live Program) |
| Payouts | Bi-weekly or on demand; 1% minimum ($1,000) | Every 14 days, full profit, no cap; $100 minimum |
| News (evaluation) | Allowed | Allowed |
| News (funded) | No trades 5 min either side of high-impact news | No trades 5 min either side of high-impact news |
| FX leverage / commission | 1:100 / $5 per lot round trip | 1:100 / $3 per lot per side |
| Platforms | MT5, Match Trader, cTrader | MT5 |
| Payout methods | Bank Transfer, Crypto, Rise Works, Card Payout | Rise Works, Crypto |
Price: Tradeify FX Is $110 Cheaper
With code INSIDE, the Tradeify FX $100K Classic 2-Step drops from $749 to $412. The code works on every account, including retries.
With code 17B156E8, the FundingPips $100K 2-Step Standard drops from $652 to $522. That’s 20% off, but only on your first FundingPips purchase, so use it on the challenge you actually want. A retry pays the full $652.
The gap holds at $50K too: $230 at Tradeify FX vs $280 at FundingPips ($50). If you want FundingPips for less, its $100K 2-Step Pro costs $373, almost the same as Tradeify FX, but with a much tighter 6% static max loss and 6% then 6% targets.
Rules & Drawdown
Same floor. Both use a 10% static max loss: on $100K you fail below $90,000, and that floor never trails up as you profit.
Targets are split differently. FundingPips front-loads the work: 8% ($8,000) in phase 1, then only 5% ($5,000). Tradeify FX reverses it: an easy 5% first, then 10% ($10,000) in phase 2. In total FundingPips asks for $2,000 less.
Daily loss. Both default to 3% ($3,000): at 1% risk per trade, three straight losers end your day. FundingPips offers a 5% ($5,000) version of the Standard plan if you accept 3 minimum trading days; Tradeify FX has no 5% option on the Classic.
Other rules. FundingPips only allows EAs you built yourself and bans VPNs and VPS; it removed its striking system and profit concentration rule for new purchases on 5 October 2026, per its trading objectives page. Tradeify FX prohibits gap exploitation, “churning and burning” and other toxic flow, per its trading rules overview.
Payouts
Tradeify FX pays every 14 days from your first funded trade, with full profit available and no cap, from a $100 minimum. After five payouts you move to its Live Program, which pays daily at a 90% split. Know the catch: if you decline the Live Program when it’s offered, your funded accounts close (eligible rewards are still paid) and you can’t buy more accounts.
FundingPips‘s 2-Step Standard pays Up to 100% bi-weekly, or on demand if you meet a 35% consistency score and 7 days of 0.5%+ profit. The minimum reward is 1% of the starting balance ($1,000 on $100K), and rewards usually arrive within 1 to 3 working days by Rise, crypto, bank transfer or card.
My first prop account was a $5K FundingPips challenge. I took two $150 payouts from it, both paid in crypto. Tradeify FX launched in 2026, so it has a much shorter payout record; that’s the main trust trade-off against its lower price.
Platforms & Trading Conditions
FundingPips offers MT5, Match Trader, cTrader (cTrader costs $20 extra). Tradeify FX offers MT5 only, so cTrader and Match Trader users should pick FundingPips. Both give 1:100 leverage on FX with no commission on indices.
Forex costs are close: $5 per lot round trip at FundingPips, $6 at Tradeify FX. FundingPips’s Master accounts close open trades daily unless you add Swing at checkout (about +10%).
Pros & Cons
FundingPips
- Pro: easier targets overall (8% then 5%) and an optional 5% daily loss.
- Pro: three platforms, quick 1–3 day rewards and a track record since 2022.
- Con: $522 even after 17B156E8, and the code only works on your first purchase.
- Con: funded trades close daily without the Swing add-on; own-EA-only rule.
Tradeify FX
- Pro: $412 with INSIDE, $110 cheaper, and the code works on every account.
- Pro: full, uncapped payouts every 14 days; no minimum days and no consistency rule.
- Con: 10% second-phase target and only a 3% daily loss; MT5 only.
- Con: new brand (2026) with little independent payout history, and the Live Program condition.
Which Should You Choose?
Tradeify FX — you want the cheapest $100K 2-step here ($412 with INSIDE), a static 10% floor and payouts with no cap. Not ideal if you need a 5% daily loss, trade on cTrader or Match Trader, or want a firm with years of payout history.
FundingPips — you’re buying your first challenge and want the easier 8% then 5% path, the option of a 5% daily loss and fast 1–3 day rewards. Accept the trade-offs: you pay $110 more, a retry is full price, and funded trades close daily unless you add Swing.
Want more detail? Read our full FundingPips review and Tradeify FX review, see every price in the FundingPips discount code and Tradeify FX discount code guides, check the full Tradeify FX rules, browse all forex prop firms, see more prop firm comparisons such as FundingPips vs FundedNext and Maven Trading vs Tradeify FX, or grab every current code on our prop firm discount codes page.
Frequently Asked Questions
Is FundingPips or Tradeify FX better?
Tradeify FX is better on price ($412 vs $522 at $100K) and uncapped 14-day payouts. FundingPips is better for easier 8% / 5% targets, a 5% daily loss option and a longer track record. Both use a 10% static max loss.
Is Tradeify FX cheaper than FundingPips?
Yes. The $100K Tradeify FX Classic 2-Step costs $412 with INSIDE vs $522 for the FundingPips 2-Step Standard with 17B156E8, a $110 gap.
Which has easier profit targets?
FundingPips: 8% then 5% ($13,000 in total on $100K). Tradeify FX’s Classic asks for 5% then 10% ($15,000).
How often do FundingPips and Tradeify FX pay out?
Tradeify FX pays full profit every 14 days with no cap, from $100. FundingPips pays bi-weekly or on demand, usually within 1 to 3 working days, from 1% of the balance.
What discount codes work for FundingPips and Tradeify FX?
INSIDE gives 45% off every Tradeify FX account. 17B156E8 gives 20% off your first FundingPips challenge (new customers only).
Ready to start your $100K challenge?
Get Tradeify FX for $412 with INSIDE or FundingPips for $522 with 17B156E8.
I’ve traded the markets for more than 5 years, and I trade micro index futures (MNQ, MES and MYM) on prop firm accounts. I run InsidePropFirm to help beginners see exactly what they’re buying before they pay for a challenge: the real price after discounts, the rules that fail most traders, and how payouts actually work.
This article is for information and education only and is not financial advice. Trading futures, forex and CFDs carries a high risk of loss. InsidePropFirm may earn a commission when you buy through our links, at no extra cost to you.
