There is no FTMO discount code that we can give you in 2026: FTMO gives us a referral link rather than a coupon code, so we don’t have one to share. What FTMO does run is its own time-limited promo, applied automatically at checkout. Right now that’s 20% off the $100K 1-Step (€399 instead of €499), and the $100K 2-Step is €439 instead of €540.
So if you’re searching for an FTMO promo code, the honest answer is: you don’t need one. Below are every FTMO price as it stands today, how the current promo works, why many “FTMO codes” on coupon sites don’t hold up, and three real ways to pay less for an FTMO challenge, including the fee refund most buyers forget about.
✓ Fact-checked November 5, 2026: Prices, codes and rules checked against the official site and help centre of FTMO and FTMO Futures. How we review prop firms.
- No FTMO discount code exists on our side. FTMO’s live promo is 20% off the $100K 1-Step, applied automatically.
- Condition: the promo is for traders who don’t already have an active $100K challenge.
- The cheapest FTMO challenge is the 1-Step $10,000 at €79; the 2-Step starts at €89 ($10,000).
- The 2-Step fee is refunded with your first reward, which is the biggest saving FTMO offers.
Is There an FTMO Discount Code in 2026?
Most prop firms give affiliate sites like ours a code (FundingPips, FundedNext and E8 all do). FTMO works differently with us: we get a referral link, and discounts come from FTMO itself as site-wide promos that it switches on and off. That’s why our discount codes page lists FTMO as a link-only firm with no code chip.
Search “FTMO discount code” and you’ll find coupon pages with codes and percentages that don’t match each other, often with old dates. Some are past promos that have ended, some are other firms’ codes, and some never worked. Our rule: if FTMO’s checkout doesn’t show the lower price, it isn’t a discount. Only ever pay on FTMO’s own checkout, never through a third-party “discounted account” seller.
FTMO’s Current Promo: 20% Off the $100K 1-Step
This November FTMO is running its own offer on its $100K accounts. Our daily price check pulls these numbers from FTMO’s pricing, so the table below reflects what the checkout should show today:
| Plan | Regular price | Promo price | You save |
|---|---|---|---|
| 1-Step $100,000 | €499 | €399 | €100 (20%) |
| 2-Step $100,000 | €540 | €439 | €101 (19%) |
Three things to know before you buy on the promo:
- It’s for new $100K buyers. FTMO states the 1-Step deal applies only if you don’t already have an active $100K challenge.
- It’s limited time. FTMO hasn’t published an end date. When our price check shows the $100K prices back at €499 and €540, the promo is over and we update this page.
- Other sizes are full price. The $10K, $25K, $50K and $200K accounts and the Instant program aren’t discounted right now.
All FTMO Challenge Prices (November 2026)
FTMO charges fees in euros, while the account itself can be in USD, EUR, GBP and other currencies. Here is every plan with today’s price:
| Program | Account | Price now | Regular / promo | Target | Max loss | Split |
|---|---|---|---|---|---|---|
| 2-Step Challenge | $10,000 | €89 | No promo | 10% / 5% | 10% Static | 80% |
| 2-Step Challenge | $25,000 | €250 | No promo | 10% / 5% | 10% Static | 80% |
| 2-Step Challenge | $50,000 | €345 | No promo | 10% / 5% | 10% Static | 80% |
| 2-Step Challenge | $100,000 | €439 | €540 (19% off) | 10% / 5% | 10% Static | 80% |
| 2-Step Challenge | $200,000 | €1080 | No promo | 10% / 5% | 10% Static | 80% |
| 1-Step | $10,000 | €79 | No promo | 10% | 10% EOD Trailing | 90% |
| 1-Step | $25,000 | €199 | No promo | 10% | 10% EOD Trailing | 90% |
| 1-Step | $50,000 | €319 | No promo | 10% | 10% EOD Trailing | 90% |
| 1-Step | $100,000 | €399 | €499 (20% off) | 10% | 10% EOD Trailing | 90% |
| 1-Step | $200,000 | €999 | No promo | 10% | 10% EOD Trailing | 90% |
| Instant | $5,000 | €169 | No promo | None | 10% Trailing | 90% |
| Instant | $10,000 | €339 | No promo | None | 10% Trailing | 90% |
| Instant | $25,000 | €749 | No promo | None | 10% Trailing | 90% |
| Instant | $50,000 | €1499 | No promo | None | 10% Trailing | 90% |
| Instant | $100,000 | €2999 | No promo | None | 10% Trailing | 90% |
All three programs are one-time fees with no time limit. For the full rules behind each column (daily loss, consistency, news and weekend rules), read our FTMO review or the live FTMO firm page.
3 Real Ways to Pay Less for FTMO
1. Use the 2-Step fee refund
This is FTMO’s best “discount”, and it’s built into the 2-Step rules rather than a limited-time promo. The FTMO Challenge (2-Step) fee is refunded in full with your first reward once you’re funded, as stated in the FTMO trading objectives. Buy a $100,000 2-Step on today’s promo for €439, pass both phases, take your first reward, and the fee comes back. A trader who passes on the first attempt ends up paying close to nothing. The 1-Step and Instant fees are not refunded, so the 2-Step is the cheaper choice if you expect to pass.
The flip side: a failed challenge is never refunded. A trader who buys three 2-Step attempts before passing still only gets one fee back. Size your first challenge so a fail doesn’t hurt.
2. Start with the free trial, then buy small
FTMO offers a free trial account with no time limit. Use it to check that you can respect a 5% daily loss (2-Step) or a 3% daily loss (1-Step) with your normal position size before you pay anything. Then start with a small account: the 1-Step $10,000 at €79 or the 2-Step $10,000 at €89. Rules are the same percentages at every size, so passing small proves the same skill for a fraction of the fee.
3. Time your purchase around FTMO’s promos
FTMO’s discounts are seasonal and short. If you’re not in a hurry and want a larger account, a $100K buyer saves €100 on the 1-Step today. If the size you want isn’t on promo, keep an eye on our offers page: our daily price check updates FTMO’s offer box whenever its prices change, so you’ll see a new promo there without hunting through coupon sites.
How to Buy FTMO at the Promo Price
- Open FTMO through our link and create your FTMO account (or log in).
- Choose the program (2-Step, 1-Step or Instant), the account size, account currency and platform (MT4, MT5, cTrader, TradingView).
- Skip the coupon box. The promo is applied by FTMO, so the $100K 1-Step should show €399 and the $100K 2-Step €439 in the order total.
- If the total shows the regular price, the promo has ended or you already have an active $100K challenge. Don’t paste codes from coupon sites.
- Pay by Visa, Mastercard, Apple Pay, Google Pay, PayPal or crypto, then finish verification early so your first reward isn’t delayed.
FTMO Futures: Is There a Discount?
FTMO’s separate futures business has no code and no promo right now either. Prices start at $119 for the Growth 1-Step $50,000:
| Plan | Account | Price | Target | Max drawdown | Split |
|---|---|---|---|---|---|
| Growth 1-Step | $50,000 | $119 | $3,000 | $2,000 EOD | 90% |
| Growth 1-Step | $100,000 | $169 | $6,000 | $3,000 EOD | 90% |
| Growth 1-Step | $150,000 | $229 | $9,000 | $4,500 EOD | 90% |
| Pro 1-Step | $50,000 | $139 | $3,000 | $3,000 EOD | 90% |
| Pro 1-Step | $100,000 | $199 | $6,000 | $4,500 EOD | 90% |
| Pro 1-Step | $150,000 | $269 | $9,000 | $6,000 EOD | 90% |
If you trade CME futures, read our FTMO Futures review first, then compare it with a coded alternative in FTMO Futures vs FundedNext Futures. Buy through our FTMO Futures page to support the site.
FTMO vs Firms That Do Have a Discount Code
If a coupon code is the main thing you want, FTMO isn’t the firm for it. Two of our listed forex firms give a real code today:
| Firm | Code | Discount | Condition |
|---|---|---|---|
| FTMO | None (FTMO promo only) | 20% off $100K 1-Step | 2-Step fee refunded with first reward |
| FundingPips | 17B156E8 | 20% off | First purchase only (new customers) |
| FundedNext | INSIDE | Up to 20% off | Discount size varies by plan and account size |
Price isn’t everything: FTMO has run since 2015, its 2-Step has a static 10% max loss with no consistency rule, and the fee refund can beat a one-off coupon if you pass. Our FTMO vs FundingPips $100K 2-Step comparison works through the numbers. For codes, see the FundingPips discount code and FundedNext discount code guides, or browse every forex prop firm we list.
Which FTMO Plan Is the Best Deal Right Now?
FTMO — FTMO 1-Step $100,000 at €399 (was €499): one 10% target and a 90% split from the first payout. Trade-off: 3% daily loss, end-of-day trailing max loss and a 50% best-day rule, and the fee is not refunded.
FTMO — FTMO Challenge 2-Step $10,000 at €89: static drawdown, 5% daily loss, no consistency rule, and the fee comes back with your first reward. Trade-off: two phases and 4 minimum trading days in each.
We’d skip the Instant program (from €169 for $5,000) as a “deal”: it’s the most expensive route per dollar of capital and its trailing loss doesn’t reset after payouts. If the best-day rule on the 1-Step is new to you, run your numbers in our consistency rule calculator or browse all our free trading tools.
Frequently Asked Questions
Is there an FTMO discount code in 2026?
No working affiliate code is available from us. FTMO runs its own promos instead; right now it’s 20% off the $100K 1-Step (€399, was €499), applied automatically at checkout.
Where do I put an FTMO discount code?
For the current promo you don’t enter anything. Open FTMO, pick the plan and the lower price shows in the order total. If it doesn’t, the promo has ended.
Do FTMO promo codes from coupon sites work?
Many don’t. Coupon pages list conflicting codes and old dates. Trust only the price FTMO’s own checkout shows, and never buy an FTMO account from a third party.
Does FTMO refund the challenge fee?
Yes, for the 2-Step only. The FTMO Challenge fee is refunded with your first reward once funded. 1-Step and Instant fees are non-refundable.
What is the cheapest FTMO challenge?
The FTMO 1-Step $10,000 at €79. The cheapest 2-Step is $10,000 at €89, and FTMO Futures starts at $119.
Is the FTMO discount for first-time buyers only?
FTMO says the $100K 1-Step promo is for traders without an active $100K challenge, so existing $100K buyers may not get it.
Get FTMO’s 20% promo price
No code needed: open FTMO through our link and the $100K 1-Step shows €399 at checkout while the promo lasts.
I’ve traded the markets for more than 5 years, and I trade micro index futures (MNQ, MES and MYM) on prop firm accounts. I run InsidePropFirm to help beginners see exactly what they’re buying before they pay for a challenge: the real price after discounts, the rules that fail most traders, and how payouts actually work.
This article is for information and education only and is not financial advice. Trading futures, forex and CFDs carries a high risk of loss. InsidePropFirm may earn a commission when you buy through our links, at no extra cost to you.
